As of 2026, the FHA loan limit set for Lehi, situated in the Utah County of UT, is $601,450 for single-family homes. The limits increase to $769,950 for properties with two units, $930,700 for those with three units, and reach up to $1,156,650 for four-unit houses.
For conventional loans, the maximum borrowing amount is $726,200 for a single-family residence. When it comes to duplexes, the limit is $929,850, increases to $1,123,900 for triplexes, and maxes out at $1,396,800 for four-unit homes.
To uncover today’s best FHA rates, our calculator is an indispensable tool. Use it to gauge not only the downpayment expected but also understand required income levels, credit, reserves, and all necessary documentation for qualification.
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The Lendersa® calculator allows a side-by-side comparison of FHA loan rates and terms against those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, giving you a comprehensive view of your mortgage options.
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The Loan Limits Comparison Table for 2026 in Lehi county, located in Utah, UT, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amount limits. For an in-depth comparison of qualification standards, which includes income, reserves, and credit factors, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $406,600 | $406,600 | $406,600 | $406,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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