In 2026, FHA loan limits in Holladay county, a part of Salt Lake, UT, are as follows: $619,850 for a single-family home, $793,500 for 2-unit properties, $959,200 for 3-units, and $1,192,050 for 4-units.
The maximum loan amount for conventional loans on a single-family home is $726,200. For two-unit homes, it rises to $929,850, to $1,123,900 for three units, and finally, $1,396,800 for four units.
Utilize our FHA calculator to explore current top FHA rates, calculating the necessary downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator allows you to match FHA rates and terms with those from a range of other loan options. Engage in comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® efficiently collects data across thousands of lenders, matching it with your individual financial positioning and needs.
The Loan Limits Comparison Table for 2026 in Holladay county of Salt Lake, UT, facilitates comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For insights into qualification requirements such as income, reserves, and credit, engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $619,850 | $793,500 | $959,200 | $1,192,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $418,600 | $418,600 | $418,600 | $418,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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