In 2025, the FHA loan limit in Cottonwood-Heights county part of Salt Lake, UT, is set at $453,100 for a single-family home. For buildings with two units, the limit is $580,050; for three units, it rises to $701,150; and for four units, it reaches $871,350.
The maximum conventional loan amount for a single-family residence is $600,300. For a two-unit property, it is $768,500; for three-unit homes, it increases to $928,950; and it reaches $1,154,450 for four-unit buildings.
Employ our FHA calculator today to evaluate the best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator affords you the opportunity to contrast FHA rates and terms alongside those from an array of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in conjunction with FHA offerings.
Lendersa® efficiently aggregates data from thousands of lenders and expeditiously compares it with your unique financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Cottonwood-Heights county within Salt Lake, UT offers a comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To delve into qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $453,100 | $580,050 | $701,150 | $871,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $600,300 | $768,500 | $928,950 | $1,154,450 |
| USDA | $362,400 | $362,400 | $362,400 | $362,400 |
| VA | $600,300 | $768,500 | $928,950 | $1,154,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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