In the year 2025, the FHA loan limit for Millcreek county in Salt Lake, UT stands at $619,850 for a single-family home, $793,500 for 2-units, $959,200 for 3-units, and $1,192,050 for 4-units.
For conventional loans, the maximum amount for a single-family residence is $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator today to check current FHA rates and assess the downpayment, income, credit requirements, reserves, and necessary documentation to qualify.
Lendersa®'s calculator allows you to contrast FHA interest rates and terms with every other loan program available. Delve into options such as Conventional, Jumbo, Va, USDA, Non-QM, and hard money loans alongside FHA.
With Lendersa®, loan program data sourced from thousands of lenders is measured against your financial profile and needs in mere seconds.
Loan Limits Comparison Table for 2025 in Millcreek county within Salt Lake, UT allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $619,850 | $793,500 | $959,200 | $1,192,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $418,600 | $418,600 | $418,600 | $418,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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