FHA Loan Limits for Magna, Salt Lake County, UT in 2026

For 2026, FHA loan limits in the county of Magna, located within Salt Lake, UT, are established at $619,850 for a single-family home. The limit increases to $793,500 for properties with two units, $959,200 for three-unit residences, and $1,192,050 for four-unit structures.

The maximum loan amounts for conventional loans on a single-family residence start at $726,200, and grow to $929,850 for 2-unit dwellings, $1,123,900 for those with 3-units, and $1,396,800 for 4-unit buildings.

By using our FHA calculator, you can uncover the best FHA rates currently available and determine the necessary downpayment, income, credit, reserves, and documentation needed to qualify.

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Explore various loan options in Magna, UT

With the Lendersa® calculator, you can evaluate FHA rates and terms in comparison with other loan program options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® quickly retrieves loan program data from thousands of lenders, allowing for swift comparisons that are tailored to your unique financial profile and individual needs.

The comprehensive Loan Limits Comparison Table for 2026 in Magna county located in Salt Lake, UT, enables comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To explore qualification requirements such as income, reserves, and credit, utilize the detailed Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Magna county of Salt Lake, UT

SFR 2 Units 3 Units 4 Units
FHA $619,850 $793,500 $959,200 $1,192,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $418,600 $418,600 $418,600 $418,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Magna FHA Lenders

  • Deseret First Credit Union
  • 2480 S 3850 W, Suite C, West Valley City, UT, 84120
  • Lends in Utah
  • "Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.

    Because we are a credit union, we have members, and not customers."

  • American United FCU
  • PO Box 1030, West Jordan, UT, 84084
  • Lends in Utah
  • American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.

  • Cardinal Mortgage Services
  • 6783 South Redwood Rd, West Jordan, UT, 84084
  • Lends in Utah
  • Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Cyprus Credit Union
  • 3876 W. Center View Way, West Jordan, UT, 84084
  • Lends in Utah
  • Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.

  • EMPERIQ FINANCIAL LLC
  • 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
  • Lends in Utah
  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.

  • SecurityNational Mortgage Company
  • 5300 South 360 West, Salt Lake City, UT, 84123
  • Lends in Utah
  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.

  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • Lends in Utah
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • Lends in Utah
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.

  • New Point Lending
  • 3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
  • Lends in Utah
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Lends in Utah
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.