In the year 2025, the FHA loan limits for the Morgan area in Morgan, UT, are set at $744,050 for a single-family home. For duplexes, the figure is $952,500, while for triplexes, it is $1,151,400, and for four-unit properties, the limit reaches $1,430,900.
For conventional loans, the maximum loan sizes are $744,050 for single-family homes, $952,500 for two-unit homes, $1,151,400 for three-unit buildings, and $1,430,900 for four-unit structures.
Utilize our FHA calculator to find today's best FHA rates and to figure out the necessary downpayments, income criteria, credit requirements, reserves, and documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of a variety of other loan programs. This enables exploration of conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA options.
Lendersa® quickly analyzes data from a wide network of lenders, efficiently matching it to your unique financial profile and needs.
Our Loan Limits Comparison Table for 2025 in Morgan, under the jurisdiction of Morgan, UT, provides a comprehensive comparison of FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To further delve into qualification factors like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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