In 2026, the FHA loan limit in Park-City county, part of Summit, UT, is $817,650 for a single-family home, increasing to $1,046,750 for two units, $1,265,250 for three units, and $1,572,450 for four units.
The maximum loan amounts for conventional loans on a single-family residence are $817,650, $1,046,750 for two units, $1,265,250 for three units, and $1,572,450 for four units.
Use our FHA calculator to access today’s prime FHA rates and calculate the downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms against other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from thousands of lenders, immediately aligning it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Park-City county of Summit, UT, assists in comparing the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, employ Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
| USDA | $654,100 | $654,100 | $654,100 | $654,100 |
| VA | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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