For 2026, the FHA loan limits in Summit County of UT, including the city of Silver-Summit, are set at $817,650 for a single-family house, $1,046,750 for homes with two units, $1,265,250 for properties with three units, and $1,572,450 for four-unit establishments.
The highest possible loan amount for conventional loans on a single-family dwelling is $817,650, $1,046,750 for two-unit homes, $1,265,250 for a three-unit residence, and $1,572,450 for four-unit properties.
Utilize our FHA calculator to determine today’s most favorable FHA rates and identify requirements for downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
By utilizing data from a large number of lenders, Lendersa® quickly compares this against your specific financial profile and needs.
For 2026, refer to the Loan Limits Comparison Table in Silver-Summit, Summit, UT, to evaluate maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
| USDA | $654,100 | $654,100 | $654,100 | $654,100 |
| VA | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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