2026 FHA (Government Loans) Limits for Summit-Park, Summit County, Utah

In 2026, the FHA loan limits for Summit-Park county in Summit, UT are set at $817,650 for a single-family home. For properties with two units, the limit is $1,046,750, for three units it advances to $1,265,250, and for four units, it culminates at $1,572,450.

The maximum loan amount for conventional loans on a single-family residence starts at $817,650. For 2-unit properties, the limit is set at $1,046,750, for three units it is $1,265,250, and reaches $1,572,450 for four units.

Utilize our FHA calculator to explore today’s leading FHA rates and determine the required downpayment, income, credit score, reserves, and documentation necessary for qualification.

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Explore your loan options in Summit-Park, UT

With the Lendersa® calculator, you can juxtapose FHA rates and terms alongside those from a range of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently compiles loan program data from thousands of lenders, enabling a quick match to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Summit-Park county of Summit, UT allows for comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification essentials like income, reserves, and credit.

Loan limits Summit-Park county of Summit, UT

SFR 2 Units 3 Units 4 Units
FHA $817,650 $1,046,750 $1,265,250 $1,572,450
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $817,650 $1,046,750 $1,265,250 $1,572,450
USDA $654,100 $654,100 $654,100 $654,100
VA $817,650 $1,046,750 $1,265,250 $1,572,450
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Summit-Park FHA Lenders

  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Lends in Utah
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
    Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav

  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Lends in Utah
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Lends in Utah
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Lends in Utah
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • Mortgage Brokers, LLC
  • 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
  • Lends in Utah
  • Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.

  • EverLEND Mortgage Company
  • 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
  • Lends in Utah
  • EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.

  • Snap Lending LLC
  • 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
  • Lends in Utah
  • Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.

  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Lends in Utah
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Brighton Bank Utah
  • 7101 S Highland Dr, Salt Lake City, UT, 84121
  • Lends in Utah
  • Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products

  • Mark Moyes Team
  • 910 East 6600 South, Salt Lake City, UT, 84121
  • Lends in Utah
  • At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,