2026 FHA (Government Loans) Limits for Alexandria, Alexandria County, Virginia

As of 2026, the FHA loan limits for Alexandria county within Alexandria, located in VA, are established as $1,089,300 for a single-family home, $1,394,775 when accommodating two units, $1,685,850 for three-unit buildings, and $2,095,200 for properties with four units.

For conventional loans, the highest loan amount for single-family residences reaches $1,089,300. For duplexes, the maximum is $1,394,775; for triplexes, it is $1,685,850; and for fourplexes, it amounts to $2,095,200.

Don't forget to use our FHA calculator to view the most competitive FHA rates available today and to figure out the necessary down payment, income level, credit rating, reserves, and documentation required for qualification.

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Explore Various Loan Possibilities in Alexandria, VA

The Lendersa® tool allows for comparison of FHA rates and terms against a plethora of other loan programs, enabling thorough exploration and comparison of options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA alternatives.

By leveraging information from a vast array of lenders, Lendersa® instantly examines it against your own financial profile and specific needs.

Check out the Loan Limits Comparison Table for 2026 in Alexandria county, Alexandria, within VA. Here, you can evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you're checking qualification prerequisites like income, reserve funds, and credit score, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is your useful tool.

Loan limits Alexandria county of Alexandria, VA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $0 $0 $0 $0
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • RatePro Mortgage
  • 1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
  • Lends in Virginia
  • RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.

  • Keystone Funding
  • 519 S. Red Haven Lane, Dover, DE, 19901
  • Lends in Virginia
  • Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.

  • 1st Capitol Mortgage, Inc.
  • 9 East Loockerman Street, Suite 207, Dover, DE, 19901
  • Lends in Virginia
  • 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.

  • MAK Financial
  • 5609 B Patterson Ave, Richmond, VA, 23226
  • Lends in Virginia
  • MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.

  • 804Mortgage, LLC
  • 708 Chimborazo Blvd, Richmond, VA, 23223
  • Lends in Virginia
  • We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Go Mortgage Group, LLC
  • 9308 South Mooreland Road, Richmond, VA, 23229
  • Lends in Virginia
  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.

  • Academy Mortgage, Inc
  • 8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
  • Lends in Virginia
  • Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.