During 2025, the FHA loan limits in Bailey's-Crossroads county of Fairfax, VA are established at $822,375 for a single-family home. For properties comprising two units, the limit rises to $1,053,000, while it reaches $1,272,750 for three-unit residences and tops out at $1,581,750 for four-unit buildings.
As for conventional loans on a single-family residence, the highest possible loan amount is $822,375. It is increased to $1,053,000 for dual-unit homes, elevated to $1,272,750 for those with three units, and is capped at $1,581,750 for four-unit residences.
Utilize our FHA calculator to explore and assess today’s top FHA rates. This calculator is an invaluable tool, aiding you in determining the necessary downpayment, understanding the income and credit requirements, as well as assessing reserves and gathering the documents needed for qualification.
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The Lendersa® calculator empowers you to compare FHA rates and terms against an array of other loan programs. Delve into a comprehensive comparison involving Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options to identify the ideal match for your financial needs.
Lendersa® excels at gathering extensive data from thousands of lenders, quickly aligning and contrasting this information with your personal financial profile and needs, providing you with the most tailored results.
By referring to the Loan Limits Comparison Table for 2025 in Bailey's-Crossroads county of Fairfax, VA, you can effectively compare the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed review of qualification criteria, such as income, reserves, and credit score benchmarks, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an excellent resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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