In 2026, FHA loan limits in Lake-Barcroft county within Fairfax, VA are set at $822,375 for a single-family home. The limit for a 2-unit is $1,053,000, it extends to $1,272,750 for 3-units, and for 4-units, the cap is $1,581,750.
The maximum conventional loan for a single-family home is $822,375. For 2-units, it's $1,053,000; for 3-units, it's $1,272,750; and for 4-units, the limit is $1,581,750.
Use our FHA calculator to view today's best FHA rates, and check your requirements for downpayment, income, credit score, reserves, and necessary documents to qualify.
Utilizing the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently collates data from thousands of lenders, quickly aligning it with your unique financial profile.
The Loan Limits Comparison Table for 2026 in Lake-Barcroft county of Fairfax, VA details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess your needs for income, reserves, and credit, engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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