For 2026, the FHA loan limit in West-Falls-Church county within Fairfax, VA is defined as $822,375 for a single-family home. For properties with two units, the limit is $1,053,000, for those with three units, it extends to $1,272,750, and for four-unit residences, it is capped at $1,581,750.
The conventional loan maximum for a single-family house is $822,375. This limit increases to $1,053,000 for two-unit dwellings, $1,272,750 for three-unit structures, and $1,581,750 for four-unit properties.
Utilize our FHA calculator to find today’s best FHA rates, and to calculate necessary downpayments, income levels, credit requirements, reserves, as well as the required documentation to qualify.
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The Lendersa® calculator allows you to compare FHA rates and terms with a multitude of other loan programs. You can explore and discern differences between Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles extensive data from thousands of lenders, providing quick comparisons tailored to fit your distinct financial profile and needs.
Using the Loan Limits Comparison Table for 2026 in West-Falls-Church county of Fairfax, VA, you'll be able to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine specific qualification criteria such as income, reserves, and credit standards, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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