In the year 2026, the FHA loan limits in Blacksburg county, part of Montgomery, VA, are $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit homes, and $907,900 for properties with four units.
Conventional loan limits for single-family residences are $726,200, while the cap is $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Check today's best FHA rates with our calculator, which helps determine required down payment, income, credit, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA rates and terms with other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly analyzes loan program data from numerous lenders to match your unique financial situation.
For 2026 in Blacksburg county, Montgomery, VA, consult the Loan Limits Comparison Table featuring FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Qualifying requirements like income, reserves, and credit can be compared using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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