In the year 2025, FHA loan limits for Christiansburg county, located in Montgomery, VA, are as follows: for a single-family home, the maximum is $472,030; for 2-units, $604,400; for 3-units, $730,525; and for 4-units, it is $907,900.
Conventional loan caps, meanwhile, offer a maximum of $726,200 for a single-family home, with restrictions of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator is a handy tool to check today's most favorable FHA rates and evaluate necessary aspects like downpayments, income requirements, credit score, reserves, and essential documents for qualification.
With the Lendersa® calculator, you can contrast FHA rates and terms with those from a variety of other loan programs. Compare and evaluate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® expedites the gathering of loan program information from numerous lenders, providing a rapid comparison aligned with your financial profile and requirements.
For the year 2025, view the Loan Limits Comparison Table in Christiansburg county, Montgomery, VA, showcasing maximum loan amounts under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification criteria including income, reserves, and credit specifics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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