2025 FHA Loan Limits for Carrollton, Isle of Wight County, Virginia

During 2025, the FHA loan limits in Carrollton county, Isle of Wight, VA are set at $507,150 for single-family homes, $649,250 for 2-units, $784,800 for 3-units, and $975,300 for 4-units.

Conventional loans have a maximum of $726,200 for a single-family home, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to explore today’s optimal FHA rates, calculate necessary downpayments, and find out income, credit, and reserves needed to qualify.

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Review your mortgage options in Carrollton, VA

The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly aligns lender data to your specific financial profile for personalized insights.

Explore the Loan Limits Table for 2025 in Carrollton, Isle of Wight, VA, to see maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Carrollton county of Isle of Wight, VA

SFR 2 Units 3 Units 4 Units
FHA $507,150 $649,250 $784,800 $975,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $391,000 $391,000 $391,000 $391,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • KORE Mortgage LLC
  • 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
  • Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • D & D Mortgage Corporation
  • 8275 Holly Ridge Rd, Mechanicsville, VA, 23116
  • D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
  • Brightleaf Mortgage LLC
  • 8678 Oakham Drive, Mechanicsville, VA, 23116
  • Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
  • 1st Financial Mortgage Corp
  • 1516 Willow Lawn Drive, Richmond, VA, 23230
  • 1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
  • Professional Mortgage Corp
  • 1311 High Point Ave, Richmond, VA, 23230
  • Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services
  • Prospera Home Loans
  • 7148 Hull Street Rd, Richmond, VA, 23235
  • We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.
  • MAK Financial
  • 5609 B Patterson Ave, Richmond, VA, 23226
  • MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.