In 2026, the FHA loan limit for Newport-News county, part of Newport News, VA, is set at $356,362 for a single-family home. For 2-unit properties, it's $456,275, for 3-units, the limit is $551,500, and for 4-units, it reaches $685,400.
The maximum for conventional loans on a single-family residence is $0, while for 2-units, it's $0; for 3-units, the cap is $0, and for 4-unit places, it is $0.
With our FHA calculator, discover today’s best FHA rates and evaluate requirements like downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Check out options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® quickly accesses extensive data from thousands of lenders to match to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Newport-News county, Newport News, VA, shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $0 | $0 | $0 | $0 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $0 | $0 | $0 | $0 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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