In 2026, FHA loan limits in Dumbarton county of Henrico, VA are $546,250 for single-family homes, $699,300 for two-units, $845,300 for three-units, and $1,050,500 for four-units.
Conventional loan caps for a single-family residence reach $726,200, with limits of $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Utilize our FHA calculator to discover the optimal FHA rates today and evaluate necessary downpayments, income, credit scores, reserves, and documentation to qualify.
The Lendersa® calculator helps compare FHA rates and terms with various other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® quickly scans this information against your specific financial profile and requirements.
Check out the Loan Limits Comparison Table for 2026 in Dumbarton county, Henrico, VA, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details about income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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