In 2026, the FHA loan limit for Laurel county in Henrico, VA, is established at $546,250 for a single-family home. For 2-units, the cap is $699,300, for 3-units it is $845,300, and for 4-units, it reaches $1,050,500.
When it comes to conventional loans, the highest amount available on a single-family home is $726,200. For a duplex, it's $929,850; for a triplex, the limit is $1,123,900, and for four-unit properties, it is $1,396,800.
Use our FHA calculator to uncover today’s prime FHA rates and see what downpayment, income, credit, reserves, and documentation are necessary for qualification.
The Lendersa® calculator allows you to assess FHA rates & terms against those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This gives a comprehensive view of your options, aiding in a more informed decision.
Lendersa® quickly collects data from thousands of lenders, integrating it with your personal financial profile to find suitable loan solutions promptly.
The Loan Limits Comparison Table for 2026 in Laurel county of Henrico, VA offers comparison across different maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit level.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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