For 2026, FHA loan limits are $546,250 for a single-family, $699,300 for two-units, $845,300 for three-units, and $1,050,500 for four-units in Innsbrook county of Henrico, VA.
Conventional loan caps are $726,200 for single-family residences, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Utilize our FHA calculator to find top rates and calculate the necessary downpayment, income, reserves, credit, and documentation for qualification.
The Lendersa® calculator allows comprehensive comparison between FHA and other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
It sources data from thousands of lenders, offering quick comparisons tailored to your financial profile.
Refer to the Loan Limits Comparison Table for 2026 in Innsbrook county, Henrico, VA for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loan comparisons. To check qualifications like income, reserves, or credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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