In 2026, in Lakeside county of Henrico, VA, the FHA loan limits are $546,250 for a single-family home. For 2-units, it’s $699,300, for 3-units, it is $845,300, and for 4-units, the cap is $1,050,500.
The loan limits for conventional loans on a single-family residence are $726,200. For 2-units, they reach $929,850, for 3-units $1,123,900, and for 4-units, it’s $1,396,800.
Use our FHA calculator to find today’s best rates and determine the downpayment, income, credit, reserves, and documents required for qualification.
With the Lendersa® calculator, compare FHA rates and terms against those of other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from many lenders and quickly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lakeside county of Henrico, VA provides details on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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