FHA Loan Limits for Fair-Lakes, Fairfax County, VA in 2026

In 2026, FHA loan limits in Fair-Lakes county, Fairfax, VA, are set at $822,375 for a single-family home, $1,053,000 for two-unit, $1,272,750 for three-unit, and $1,581,750 for four-unit properties.

Maximum conventional loan amounts are $822,375 for single-family residences, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

Use our FHA calculator to find today’s best FHA rates and to calculate the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

The tool sources data from thousands of lenders and rapidly matches it to your financial profile and needs.

Consult the Loan Limits Comparison Table for 2026 in Fair-Lakes county, Fairfax, VA, for comparative insights on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification factors like income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Fair-Lakes county of Fairfax, VA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • United Atlantic Mortgage Corp of Virginia
  • 2476 Nimmo Parkway, Unit 118 B, Virginia Beach, VA, 23456
  • Lends in Virginia
  • United Atlantic Mortgage in Virginia Beach is dedicated to providing full service mortgage brokering for the residents, professionals, and military service members of Virginia. Our experienced staff is able to offer expert advice in all areas of mortgage lending; from purchasing to refinancing, real estate to construction, and more.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Virginia
  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Lends in Virginia
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • Lends in Virginia
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • METRO ADVISOR GROUP, LLC
  • 1700 North Highland Road, Pittsburgh, PA, 15241
  • Lends in Virginia
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Lends in Virginia
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.

  • Federated Mortgage Corp.
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
  • Lends in Virginia
  • Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients