In 2026, the FHA loan limits for Fairfax county in Fairfax, VA are set at $1,089,300 for a single-family home. For properties with two units, the limit is $1,394,775; it extends to $1,685,850 for three units, and caps at $2,095,200 for four units.
For conventional loans, the maximum borrowable amount for a single-family house is $1,089,300, increasing to $1,394,775 for homes with two units, rising to $1,685,850 for those with three units, and reaching $2,095,200 for residences with four units.
Use our FHA calculator to explore today’s leading FHA rates. Find out the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms alongside other loan program options. You can explore comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA to find the best match for your requirements.
Lendersa® compiles data from thousands of lenders, and in seconds, this is compared against your financial profile and personal needs.
The Loan Limits Comparison Table for 2026 in Fairfax county of Fairfax, VA, provides a way to contrast maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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