In 2026, for those seeking FHA loans in Fairfax-Station county of Fairfax, VA, it's crucial to understand that loan limits are set at $822,375 for a single-family home. For a 2-unit property, the limit rises to $1,053,000, for a 3-unit property, it is $1,272,750, and for 4-units, it reaches $1,581,750. These limits are instrumental in guiding buyers through financing options and aligning purchases with budget constraints.
Similarly, for conventional loans, different constraints apply. The maximum loan amount on a single-family home is $822,375. For homes with 2-units, the limit is $1,053,000. Properties with 3-units have a cap of $1,272,750, and for those contemplating 4-units, the threshold is $1,581,750. Understanding these figures is fundamental for setting expectations and planning financial activities accordingly.
To further aid in exploring today’s leading FHA rates, utilize our FHA calculator. This utility allows you to determine necessary downpayments, income levels, credit checks, reserve demands, and documents needed for eligibility. Being prepared with this information facilitates a smoother loan application process.
If expanding your lending possibilities is on your agenda, compare loan offers from an expansive collection of 100 lenders, ensuring a selection of advantageous terms tailored to fit your specific needs and financial capabilities.
The Lendersa® calculator provides a robust mechanism for evaluating FHA rates and terms, alongside various other loan options. Consideration of other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans is vital. This extensive comparison enables selection of a financial strategy that aligns perfectly with your goals.
By sourcing extensive loan program data, Lendersa® affirms quick and in-depth comparisons against your personal financial profile, ensuring a deep understanding and confidence in your selected financing route.
The Loan Limits Comparison Table for 2026 in Fairfax-Station county of Fairfax, VA gives detailed insight into maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit requirements, harness the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a comprehensive tool for streamline financial assessments and decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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