In 2026, the FHA loan limit within Fair-Oaks county in Fairfax, VA is set at $822,375 for a single-family home. For properties with two units, the limit is $1,053,000; for three units, it rises to $1,272,750, and for four units, it is capped at $1,581,750.
The maximum loan amount allowed for conventional loans on a single-family residence is $822,375. This rises to $1,053,000 for two-unit dwellings, $1,272,750 for three-unit buildings, and reaches $1,581,750 for four-unit properties.
Our FHA calculator helps you see today’s top FHA rates, aiding in determining the downpayment, income requirements, credit standing, reserves, and necessary documents required for qualification.
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The Lendersa® calculator allows you to compare FHA interest rates and terms with those of other available loan programs. Delve into a review of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, side-by-side with the FHA offerings.
Lendersa® swiftly gathers data from thousands of lenders, aligning it with your financial profile and specific needs to provide personalized insights in seconds.
Utilize the Loan Limits Comparison Table for 2026 in Fair-Oaks county of Fairfax, VA to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements, such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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