2026 FHA Loan Limits for Hollymead, Albemarle County, Virginia

In 2026, the FHA loan limits in Hollymead county of Albemarle, VA are as follows: $507,150 for a single-family home, $649,250 for two-unit properties, $784,800 for three units, and $975,300 for four units.

The maximum amounts for conventional loans on a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Leverage our FHA calculator to view today’s best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents needed to qualify.

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Explore Your Loan Options in Hollymead, VA

The Lendersa® calculator allows a comparison of FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.

Lendersa® aggregates data across thousands of lenders, providing tailored matches to your financial needs in seconds.

Examine the Loan Limits Comparison Table for 2026 in Hollymead county, Albemarle, VA, featuring FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hollymead county of Albemarle, VA

SFR 2 Units 3 Units 4 Units
FHA $507,150 $649,250 $784,800 $975,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $368,000 $368,000 $368,000 $368,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hollymead FHA Lenders

  • Mahone Mortgage LLC
  • 685 Berkmar Court, Charlottesville, VA, 22901
  • Lends in Virginia
  • Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.

  • Crown Mortgage
  • 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
  • Lends in Virginia
  • We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.

  • All Credits Mortgage
  • 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
  • Lends in Virginia
  • All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally

  • Member Options LLC
  • 1936 Arlington Boulevard, Charlottesville, VA, 22903
  • Lends in Virginia
  • Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage

  • DuPont Community Credit Union
  • 140 Lucy Ln, Waynesboro, VA, 22980
  • Lends in Virginia
  • DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.

  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Lends in Virginia
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.

  • F&M Bank
  • PO Box 1111, Timberville, VA, 22853
  • Lends in Virginia
  • F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.

  • RatePro Mortgage
  • 1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
  • Lends in Virginia
  • RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.

  • Bayfield Home Loans LLC
  • 1127 International Parkway, Fredericksburg, VA, 22406
  • Lends in Virginia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • MAC Professional Services, LLC
  • 87 Wateredge Ln, Fredericksburg, VA, 22406
  • Lends in Virginia
  • MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.