In 2026, FHA loan limits in Pantops, Albemarle, VA, are $507,150 for a single-family home, $649,250 for two units, $784,800 for three units, and $975,300 for four units.
The maximum amount for conventional loans is $726,200 for single-family residences, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to find today’s best FHA rates and evaluate the downpayment, income, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms with other loan programs, like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® compiles data from thousands of lenders to swiftly align it with your financial profile.
The Loan Limits Table for 2026 in Pantops, Albemarle, VA, helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money. For qualification aspects like income, reserves, and credit, refer to Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $507,150 | $649,250 | $784,800 | $975,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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