For 2026, the FHA loan limit in Idylwood, within Fairfax, VA, is set at $1,089,300 for a single-family home. For 2-units, the limit is $1,394,775; it's $1,685,850 for 3-units, and $2,095,200 for 4-units.
The maximum amount for conventional loans on a single-family residence is $1,089,300. For 2 units, it's $1,394,775, for 3-units it's $1,685,850, and for 4-units, the cap is $2,095,200. These values are crucial for making informed financial choices.
Utilize our FHA calculator to uncover today’s top FHA rates and ascertain the required downpayment, income, credit, reserves, and necessary documents for qualification.
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The Lendersa® calculator allows for direct comparison of FHA rates and terms against a broad spectrum of loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. By considering these, you can discern which options align with your financial objectives.
Lendersa® rapidly assembles data from thousands of lenders, efficiently comparing these details to fit your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Idylwood county, Fairfax, VA provides maximum loan amounts across categories like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. To thoroughly compare qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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