In the year 2026, the FHA loan limit for McLean county within Fairfax, VA is set at $1,089,300 for a single-family home. For properties with two units, the limit reaches $1,394,775, for three-unit residences, it extends to $1,685,850, and for four-unit homes, it is capped at $2,095,200.
As for conventional loans, the maximum amount available for a single-family residence is $1,089,300. The limit for two-unit properties is $1,394,775, for three units, it goes up to $1,685,850, and for four-unit dwellings, the ceiling is $2,095,200.
Utilize our FHA calculator to check today's optimal FHA rates and determine all necessary requirements, such as down payment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator is a tool designed to compare FHA rates and terms with other loan programs. You can explore combinations of Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans alongside the FHA.
Lendersa® quickly compiles a wide array of loan program data from numerous lenders and matches it against your financial profile and personal needs within moments.
For 2026, the Loan Limits Comparison Table for McLean county of Fairfax, VA will help you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare the necessary qualification requirements such as income, reserve levels, and credit scores using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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