As of 2026, FHA loan limits in Falls-Church county of Falls Church, VA are set at $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units. Knowing these limits is essential for prospective buyers planning their property investments.
For conventional loans, the maximum borrowing amount for a single-family residence is $0. If considering a property with 2-units, the limit is $0; for 3-units, it is $0, and for 4-units, the cap is $0. These figures are critical for determining your borrowing capacity and planning your financial strategy.
Utilize our FHA calculator to view today's top FHA rates and clarify the necessary downpayment, income, credit score, reserves, and documentation needed to qualify effectively.
Consider comparing offers from 100 different lenders to find the most suitable option for your needs.
The Lendersa® calculator provides a function to evaluate FHA rates and terms compared to other loan program options. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Exploring these diverse options allows you to identify which loan aligns best with your financial objectives.
Lendersa® compiles comprehensive data from thousands of lenders, allowing you to swiftly match this information with your personal financial profile and make a quick, informed choice.
The Loan Limits Comparison Table for 2026 in Falls-Church county of Falls Church, VA compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, offering a detailed overview. For an in-depth look at qualification criteria like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $0 | $0 | $0 | $0 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $0 | $0 | $0 | $0 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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