FHA Loan Max Loan amount for McNair, Fairfax County, VA in 2026

In the year 2026, FHA loan limits in McNair county, which falls under Fairfax, VA, are set as follows: $1,089,300 is the cap for a single-family dwelling, $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and $2,095,200 for four-unit complexes.

The upper loan limits for conventional loans on a single-family home is $1,089,300, with $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit residences.

Utilize our FHA calculator to discover today's top-rated FHA loans and ascertain requirements such as downpayment, income, credit standing, reserves, and necessary paperwork to qualify.

Examine loan opportunities from a selection of 100 lenders

Review Your Loan Alternatives in McNair, VA

The Lendersa® calculator empowers you to compare FHA rates and terms against those of varied loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in contrast to FHA selections.

Lendersa® aggregates loan program data from numerous lenders, providing a quick, insightful comparison tailored to your individualized financial needs and conditions.

The Loan Limits Comparison Table for 2026 in McNair county, Fairfax, VA, lets you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast eligibility criteria including income, reserves, and credit specifics.

Loan limits McNair county of Fairfax, VA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $657,900 $657,900 $657,900 $657,900
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


McNair FHA Lenders

  • Oak Hill Mortgage LLC
  • 3057 Jeannie Anna Court, Herndon, VA, 20171
  • Lends in Virginia
  • Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.

  • Colonial Mortgage Capital
  • 11890 Sunrise Valley Drive, Reston, VA, 20191
  • Lends in Virginia
  • Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.

  • Americorp Mortgage Services Inc
  • 12040 South Lakes Drive, Suite 102, Reston, VA, 20191
  • Lends in Virginia
  • Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service

  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • Lends in Virginia
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.

  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Lends in Virginia
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.

  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Lends in Virginia
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.

  • Mortgage X Home Loans
  • 1984 Isaac Newton Square W, Suite 304, Reston, VA, 20190
  • Lends in Virginia
  • Mortgage X Home Loans As the Mortgage Lending has evolved so have we. Mortgage regulations and guidelines are constantly changing. We are on top of the information wave. Great rates, low cost and customer satisfaction is standard business based on our model. We strive to provide more.Established in 2002.

  • Mable Loans, LLC
  • 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170
  • Lends in Virginia
  • Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.

  • Jefferson Mortgage Group LLC
  • 2536 Leeds Road, Oakton, VA, 22124
  • Lends in Virginia
  • We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.