In the year 2026, the FHA loan limit for Franklin-Farm county, Fairfax, VA is designated as $822,375 for a single-family home. For a 2-unit property, it’s set at $1,053,000; for a 3-unit structure, it's $1,272,750; and for a 4-unit building, it reaches $1,581,750.
Meanwhile, the maximum for conventional loans on a single-family residence caps at $822,375. For 2-units, it is $1,053,000, for 3-units, it's $1,272,750, and for 4-units, the limit extends to $1,581,750. Understanding these limits is crucial for informed financial planning.
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The Lendersa® calculator provides the capability to compare FHA rates and terms with a variety of alternative loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, each juxtaposed with FHA offerings.
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The Loan Limits Comparison Table for 2026 in Franklin-Farm county of Fairfax, VA evaluates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough comparison of requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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