In 2026, FHA loan limits in Narrows within Giles, VA, are set at $472,030 for a single-family home. For two units, the limit reaches $604,400; for three units, it's $730,525, and for four units, it is $907,900.
The maximum loan amounts for conventional loans are $726,200 for a single-family home, rising to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation required for approval.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Delve into the details of Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, alongside FHA.
Lendersa® efficiently aggregates loan data from thousands of lenders, providing comprehensive comparisons tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Narrows, within Giles, VA, aids in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For reviewing qualification requirements such as income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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