For the year 2026, the FHA loan limits in Reston county, which is part of Fairfax, VA, are as follows: $1,089,300 for a single-family home, $1,394,775 for 2-unit residences, $1,685,850 for homes with 3 units, and $2,095,200 for those with 4 units.
Regarding conventional loans, the maximum allowable amounts are $1,089,300 for single-family homes. For 2-unit dwellings, it's $1,394,775, for 3-unit structures it's capped at $1,685,850, and for properties with 4 units, the limit is $2,095,200.
Utilize our FHA calculator to uncover today’s ideal FHA rates and understand your qualification requirements, such as downpayment, income levels, credit score, reserves, and necessary documentation.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those from alternative loan programs. Investigate offerings like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® efficiently collates data from thousands of lenders, providing quick assessments tailored to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Reston county of Fairfax, VA, illustrates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly evaluate qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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