In 2026, the FHA loan limits for Short-Pump county in Henrico, VA are $535,900 for a single-family home. The limit is $686,050 for two units, $829,250 for three units, and $1,030,600 for four units.
Regarding conventional loans on a single-family residence, the maximum loan amount is $548,250. For two units, the limit is $702,000; for three units, it rises to $848,500, and for four units, it caps at $1,054,500.
Use our FHA calculator to access today’s best FHA rates. This tool helps you assess downpayment requirements, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with a variety of other loan programs. You can investigate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates loan program data from thousands of lenders, and quickly compares it against your specific financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Short-Pump county of Henrico, VA, to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification needs such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $535,900 | $686,050 | $829,250 | $1,030,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $428,720 | $428,720 | $428,720 | $428,720 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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