In 2026, the FHA loan limits in the county of Williamsburg, Williamsburg, VA, have been established as follows: $507,150 for a single-family home, $649,250 for properties with two units, $784,800 for those with three units, and $975,300 for four-unit houses.
For conventional loans, the maximum loan amounts are set at $726,200 for a single-family residence, $929,850 for 2-unit properties, $1,123,900 for buildings with 3-units, and $1,396,800 for 4-units.
Our FHA calculator assists you in discovering today's optimal FHA rates, helping to determine essential factors such as your needed down payment, required income, credit standing, reserves, and documentation needed for eligibility.
The Lendersa® calculator provides an effective way to compare rates and terms of FHA loans against various other loan programs. This includes options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers detailed loan program data from a large network of lenders, and quickly aligns this data with your specific financial profile and needs.
For the year 2026 in Williamsburg, Williamsburg county of VA, consult the Loan Limits Comparison Table for insights on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan thresholds. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifying requirements such as income levels, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $507,150 | $649,250 | $784,800 | $975,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $367,000 | $367,000 | $367,000 | $367,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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