In 2026, FHA loan limits in Gloucester-Point county of Gloucester, VA are set at $458,850 for a single-family home. For 2-units, the limit is $587,400; for 3-units, it reaches $710,050; and for 4-units, it's $882,400.
The conventional loan cap for a single-family home is $548,250. For 2-units, it’s $702,000; for 3-units, the cap is $848,500; and for 4-units, it is $1,054,500.
Use our FHA calculator to see today’s top FHA rates and check the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders, providing swift comparisons tailored to your unique financial profile.
The Loan Limits Comparison Table for 2026 in Gloucester-Point county of Gloucester, VA provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. To compare requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $458,850 | $587,400 | $710,050 | $882,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $367,080 | $367,080 | $367,080 | $367,080 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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