In 2025, prospective home buyers in Poquoson county of Poquoson, VA will encounter specific FHA loan limits. For a single-family home, the maximum loan amount is $507,150. If you're considering a 2-unit property, the limit increases to $649,250. For buyers of 3-unit homes, it reaches $784,800, and for those interested in 4-unit residences, the limit is set at $975,300. These figures are vital for planning and budgeting your real estate purchases.
Moreover, for those looking into conventional loans, the figures are slightly different. The maximum amount one can borrow for a single-family home is $726,200. For those considering a 2-unit property, the limit is set at $929,850. For a 3-unit home, it increases to $1,123,900, while for 4-unit properties, it extends to $1,396,800. These amounts provide a framework for potential borrowers to determine their financial reach and make informed choices about property investments.
Utilize our practical FHA calculator to gain insights into today’s FHA best rates and ascertain what downpayment is required. The calculator also helps assess necessary income levels, credit score expectations, reserves, and the documentation required to qualify. Such thorough assessments ensure you are well-prepared to navigate the loan application process successfully.
Broaden your loan horizons by exploring and comparing loan offers from a varied range of 100 different lenders. Evaluating these numerous possibilities can help identify the most favorable terms aligning with your financial needs and goals.
The Lendersa® calculator is an advantageous tool that assists in comparing FHA rates and terms against various other loan plans. This includes Conventional loans, Jumbo options, VA loans, USDA choices, Non-QM, and hard money loans. With thorough exploration, the calculator aids in selecting a program that best suits your financial objectives and timelines.
Lendersa® efficiently compiles data from thousands of lenders and, in seconds, relates it to your unique financial profile and particular needs, facilitating a quick and informed decision-making process regarding loan options.
The in-depth Loan Limits Comparison Table for 2025 in Poquoson county of Poquoson, VA allows for maximum loan amount comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™), simplifying the complexity of understanding different qualification requirements and aiding in choosing suitable financial routes.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $507,150 | $649,250 | $784,800 | $975,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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