During 2025, FHA loan limits for Williston, located in Chittenden, VT, are $492,200 for a single-family home, $630,100 for two units, $761,650 for three units, and $946,550 for four units.
The maximum loan amounts for conventional loans for a single-family residence are $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to determine today's best FHA rates and establish the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator compares FHA rates and terms with other loan types including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® rapidly compiles data from numerous lenders, matching it to your financial profile and needs.
For 2025, the Loan Limits Comparison Table in Williston, Chittenden, VT covers maximums for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money loans. To evaluate qualifications like income, reserves, and credit, use Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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