For the year 2026, in Camano county of Island, WA, the FHA loan limits are defined as $575,000 for a single-family home. For a duplex, triplex, and fourplex, the limits are $736,100, $889,800, and $1,105,800 respectively.
As for conventional loans, the upper boundary for a single-family house is $726,200. For properties with two, three, and four units, these limits are $929,850, $1,123,900, and $1,396,800.
Employ our FHA calculator to determine the current top FHA rates and assess what downpayment, income, credit scores, reserves, and documents you'll need to qualify.
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Using the Lendersa® calculator, you can compare FHA loan terms and rates with all other financing options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan program information from an extensive range of lenders. It efficiently matches these against your financial profile to give dozens of tailored comparisons within seconds.
The Loan Limits Comparison Table for 2026 showcases maximum loan amounts in Camano county of Island, WA. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For detailed comparisons of eligibility requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $575,000 | $736,100 | $889,800 | $1,105,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $409,400 | $409,400 | $409,400 | $409,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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