In the year 2026, the FHA loan limits in Lakewood, Pierce county of WA are as follows: a single-family home is limited to $977,500, two-unit properties have a limit of $1,251,400, three-unit residences are capped at $1,512,650, and four-unit homes have a maximum of $1,879,850.
For conventional loans, the maximum allowable amounts are $977,500 for a single-family house, $1,251,400 for two-unit residences, $1,512,650 for three-unit buildings, and $1,879,850 for four-unit structures.
Explore our FHA calculator to access today’s optimal FHA rates and assess your requirements for down payment, income verification, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator helps you compare FHA loan rates and terms against a variety of other loan programs. Investigate and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans in conjunction with FHA options.
Lendersa® compiles comprehensive loan data from thousands of lenders, allowing rapid comparison aligned with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Lakewood county of Pierce, WA lets you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. Evaluate qualification criteria like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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