This 2026, the FHA loan limit for Tracyton county in Kitsap, WA, is set at $563,500 for a single-family home. For residences with two units, the limit is $721,400, while for three units it is $872,000, and for four units, it's $1,083,650.
The conventional loan cap for a single-family residence is $726,200. For two-unit properties, it is $929,850, for three-unit homes it's $1,123,900, and $1,396,800 for four-unit dwellings.
Our FHA calculator can show today’s best FHA rates. It helps define the necessary downpayment, income requirements, credit evaluations, reserves, and documentation for qualification.
The Lendersa® calculator is a powerful tool that enables you to compare FHA rates and terms with those of other loan programs. Investigate and examine the options for Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans beside FHA.
Lendersa® efficiently gathers loan program data from thousands of lenders, aligning it with your unique financial profile and requirements in seconds.
The Loan Limits Comparison Table for 2026 in Tracyton county of Kitsap, WA, allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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