In 2026, the FHA loan limit within Indianola, located in Kitsap, in the state of WA, is set as follows: for a single-family home, the limit is $563,500; for a 2-unit property, it's $721,400; for 3-units, the cap is $872,000; and for 4-units, it rises to $1,083,650.
The conventional loan maximums differ, with $726,200 for single-family homes. For a 2-unit residence, the ceiling is $929,850; for 3-units, it increases to $1,123,900; and for 4-units, it tops out at $1,396,800.
To find today’s best available FHA rates and understand the needed downpayment, income, credit, reserves, and required documents to qualify, use our FHA calculator.
With the Lendersa® calculator, you can compare FHA rates and terms with those of all other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® sources data from a broad network of lenders, performing rapid evaluations tailored to your unique financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Indianola, county of Kitsap, WA, for comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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