For 2025, the FHA loan cap in Poulsbo county of Kitsap, WA is set at $563,500 for a single-family home, $721,400 for 2-units, $872,000 for 3-units, and $1,083,650 for 4-units.
Maximum conventional loan amounts for a single-family residence are $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator helps you find today’s optimal FHA rates, and it helps determine necessary downpayment, income, credit, reserves, and documents to qualify.
Lendersa® lets you compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires data from many lenders and compares it to your financial profile swiftly.
The Loan Limits Comparison Table for 2025 in Poulsbo, Kitsap, WA includes maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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