For 2026, the FHA loan limits within Bangor-Base county of Kitsap, WA, are set at $435,850 for a one-family home, $557,950 for two units, $674,450 for three units, and $838,200 for four units.
As for conventional loans, the maximum loan amount you can secure on a single-family property is $548,250. This increases to $702,000 for a two-unit property, $848,500 for three units, and climbs to $1,054,500 for four units.
Utilize our FHA calculator to check the best current rates available today. This tool will also help you determine the down payment, income level, credit score, reserves, and documentation needed to meet eligibility conditions.
With the Lendersa® calculator, you can effectively compare FHA interest rates and terms against all other loan program offerings. Assessments include Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and options for hard money loans alongside FHA.
Lendersa® swiftly aggregates detailed loan data from thousands of lenders and efficiently matches it against your specific financial profile and requirements.
In the Loan Limits Comparison Table for 2026 in Bangor-Base county of Kitsap, WA, you can evaluate maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), as well as hard money loans. For comparing qualification points like income, reserves, and creditworthiness, take advantage of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $435,850 | $557,950 | $674,450 | $838,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $370,400 | $370,400 | $370,400 | $370,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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