For 2026, the FHA loan limit in Kirkland county of King, WA is set at $977,500 for a single-family home, $1,251,400 for properties with two units, $1,512,650 for three-unit homes, and $1,879,850 for four-unit residences.
The maximum loan amounts for conventional loans are $977,500 for a single-family house, $1,251,400 for two-unit properties, $1,512,650 for three-unit homes, and $1,879,850 for four-unit structures.
Utilize our FHA calculator to discover today’s leading FHA rates and find out the down payment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator allows for comparing FHA rates and terms with those from other loan programs. Look into Conventional loans, Jumbo options, VA, USDA, Non-Qm, and hard money loans alongside FHA loans for a comprehensive comparison.
Lendersa® acquires loan data from a multitude of lenders, enabling quick and accurate comparisons tailored to your unique financial circumstances.
The Loan Limits Comparison Table for 2026 in Kirkland county of King, WA enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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