For 2026, FHA loan limits in Lacey county, Thurston, WA are as follows: $546,250 for a single-family home, $699,300 for two-unit properties, $845,300 for three units, and $1,050,500 for four-unit residences.
The conventional loan maximums are $726,200 for a single-family dwelling, $929,850 for properties with two units, $1,123,900 for three units, and $1,396,800 for those with four units.
Utilize our FHA calculator to discover today’s optimal FHA rates and determine the necessary down payment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Look into options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from thousands of lenders and swiftly aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lacey county of Thurston, WA lets you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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