For 2026, within North-Fort-Lewis county of Pierce, WA, the FHA loan limit stands at $776,250 for single-family homes. For two-unit properties, it's $993,750, increasing to $1,201,200 for three-unit houses, and reaching $1,492,800 for four-unit residences.
The conventional loan cap for a single-family dwelling is $776,250, while it rises to $993,750 for two-unit homes, $1,201,200 for three units, and $1,492,800 for residences with four units.
Utilize our FHA calculator to uncover the best FHA rates available today, helping you calculate necessary downpayments, income levels, credit requirements, reserves, and documentation needed to qualify.
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The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms alongside various other loan programs. Delve into the nuances of Conventional loans, Jumbo loans, VA loans, USDA options, Non-QM, and hard money loans compared to FHA offerings.
Lendersa® aggregates a wealth of loan program data from a vast array of lenders, swiftly aligning it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in North-Fort-Lewis county, part of Pierce, WA, offers a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To scrutinize qualification factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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