For 2025, the FHA loan limits in Lake-Stickney county of Snohomish, WA are outlined to offer comprehensive financial coverage for various home sizes: Set at $776,250 for a single-family home, limits escalate to $993,750 for 2-units, $1,201,200 for 3-units, and ultimately reach $1,492,800 for 4-units. These gradations are crafted to accommodate diverse housing needs and investment preferences within the county.
As for conventional loans, single-family residences have a capped amount of $776,250. This amount rises to $993,750 for 2-units, further increasing to $1,201,200 for triplex properties, and topping out at $1,492,800 for four-unit premises. These thresholds provide necessary flexibility for various property ownership types.
Leverage our FHA calculator to access today's most favorable FHA rates. Moreover, it allows for the determination of downpayment, income, credit, reserves, and document requirements essential for qualification. This tool eases the loan preparation process, ensuring you’re comprehensively equipped for your housing financing needs.
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The user-friendly Lendersa® calculator empowers you to contrast FHA loan rates and terms against a broad spectrum of alternatives. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This diverse comparison ensures you make well-informed decisions that match your financial profile.
Lendersa® efficiently acquires extensive data from thousands of lenders. It quickly aligns these insights with your specific financial needs to present optimal loan solutions almost instantly. The strategic speed facilitates timely decisions.
The Loan Limits Comparison Table for 2025, relevant for Lake-Stickney county within Snohomish, WA, offers a detailed examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. To ensure thorough preparation, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) in analyzing various qualification needs such as income, reserve, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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