For 2026, the FHA loan limits in Martha-Lake county, Snohomish, WA, are defined as: $776,250 for a single-family home. Limits for duplex properties are $993,750, for triplexes, they rise to $1,201,200, and four-unit residences cap at $1,492,800.
The conventional loans for a single-family dwelling reach a maximum of $776,250. For two-unit houses, the cap is $993,750, increasing to $1,201,200 for three-unit homes, and peaking at $1,492,800 for four-unit buildings.
Utilize our FHA calculator to find today's top FHA rates. It assesses key qualifications including downpayment, income, credit, reserves, and needed documentation to ensure qualification.
Browse loan options from 100 diverse lenders for your best match
The Lendersa® calculator empowers you to compare the interest rates and terms of FHA loans with a variety of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, offering a comprehensive insight into financial products available for selection.
Lendersa® gathers extensive loan program data from numerous lenders and conducts quick comparisons against your unique financial profile and needs.
For 2026 in Martha-Lake county, Snohomish, WA, the Loan Limits Comparison Table delivers a detailed comparison of the maximum loan amounts. It covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification parameters such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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